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ChimePay: Your All-in-One Payment Gateway

Already have an account?Learn how ChimePay collects, stores, and protects your information in ourChime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

Build Credit & Earn Rewards with ChimePay

Already have an account?Learn how ChimePay collects, stores, and protects your information in ourChime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

ChimePay for USA Customers – Simple & Secure1

Already have an account?Learn how ChimePay collects, stores, and protects your information in ourChime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

Get paid up to 2 days early with direct deposit2

Already have an account?Learn how ChimePay collects, stores, and protects your information in ourChime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

No monthly fees

Already have an account?Learn how ChimePay collects, stores, and protects your information in ourChime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC
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Overdraft fee-free with SpotMe

We'll spot you up to $200 on debit card purchases with no overdraft fees. Eligibility requirements apply.1

SpotMe 1

Get paid early

Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!2

Paid Early

Say goodbye to monthly fees

No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. 60,000+ fee-free ATMs3 at stores you love, like Walgreens®, CVS®, 7-Eleven®, and Circle K. Out-of-network fees apply.

No Fees

A new way to build credit

Help increase your FICO Score® by an average of 30 points with our new secured credit card.4 No interest, no annual fees, no credit check to apply. Eligibility requirements apply.5

Regular on-time payment history can have a positive impact on your credit score.

Credit Builder

Pay anyone the fast, fee-free way

Pay friends and family fee-free, no matter what bank account they use. They can cash out instantly6 and securely, no sign-up needed.

Pay Anyone Deskop

Make your money grow fast

1.50% Annual Percentage Yield (APY).7 Set money aside with Automatic Savings features. And never pay a fee on your Savings Account.

APY

Stay in control with alerts

You're always in-the-know with daily balance notifications and transaction alerts

Alerts

Security & support you can trust

Lock

Serious security

Chime uses secure processes to protect your information and help prevent unauthorized use

Privacy and protection

Your funds are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC.

Anytime, anywhere support

If you need help, Chime's support channels are standing by 24/7. Reach our friendly team by phone, email, in the app, or check out the Help Center.

Get started

Applying for an account is free and takes less than 2 minutes. It won't affect your credit score!

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